A Rock Hill Personal Injury Attorney Discusses Common Reasons Why Your Injury Claim May Not Settle Quickly

A Rock Hill Personal Injury Attorney Discusses Common Reasons Why Your Injury Claim May Not Settle Quickly

Rock Hill, SC Personal Injury Lawyer

A certain amount of frustration may come with dealing with insurance adjusters. Your Rock Hill personal injury attorney can discuss some common reasons why your adjuster may low-ball or refuse to settle your claim quickly.

Delays Benefit the Insurance Company

As your Charlotte personal injury lawyer will explain, insurance companies often make more money the longer they hold out on paying your claim. Insurance companies make money by investing income from client-paid premiums. The longer they can hold on to their investment capital, the more profit they stand to make. Therefore, the company benefits from delaying payouts.

Standard Low-Balling

Charlotte personal injury attorneys grow accustomed to adjusters who undervalue claims. This can be caused by inexperienced adjusters, or an attempt to dissuade you from pursuing your claim.

Lawsuits Benefit the Adjuster

Your Charlotte personal injury lawyer will explain that adjusters often welcome lawsuits rather than settlements. Once a lawsuit is filed, the adjuster can transfer your file to a defense attorney and clear it from his own caseload. Additionally, the adjuster may prefer to work with his or her own in-house or retained defense counsel instead of dealing with you or your lawyer. Lawsuits are simply part of the job to an insurance adjuster.

Contact the Personal Injury Law Firm of Bice Law

The personal injury firm of Bice Law will examine your case to determine the type and amount of damages that your injury warrants, including payments for medical expenses, lost income, pain and suffering, and any permanent disability.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. If you have suffered injury or harm because of someone else’s actions, take the first step to protect your legal rights – contact the personal injury firm of Bice Law serving both North and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call (855) 5-BICE-LAW today or submit an online request  to get a free consultation with a  personal injury attorneyWe serve families across both North Carolina and South Carolina.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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A Charlotte Medical Malpractice Lawyer Explains the Case Evaluation Checklist

Charlotte NC Medical Malpractice Lawyer

Sometimes, a Charlotte medical malpractice lawyer will use a case evaluation checklist in order to determine whether or not to take on a particular client. The checklist also helps your attorney decide on the best approach in handling a case.

Information Your Charlotte Medical Malpractice Lawyer Will Need

In deciding whether or not to take on your case, your Charlotte medical malpractice lawyer will need to know the following:

  • Whether the applicable statute of limitations for your injury expired. If the statute of limitations did not expire, what are the exact dates they are scheduled to do so?
  • What parties, if any, can be held liable for causing your injury.
  • Whether or not those parties have the assets necessary to satisfy any judgments rendered against them.
  • Whether or not insurance companies are involved in the case. Your Charlotte medical malpractice attorney will likely have to examine both the plaintiff’s and defendant’s policies in order to determine this.
  • If insurance companies are involved, limits of each policy— as well as potential exclusions and defenses to coverage—will have to be examined.
  • The extent of the client’s injuries, and what the prognosis is for each one. If the injuries are permanent, there is a greater “case potential” in legal terms.

Contact the Medical Malpractice Law Firm of Bice Law

If you believe you have suffered injury or harm due to medical malpractice, take the first step to protect your legal rights contact the personal injury firm of Bice Law.   We serve families across both North Carolina and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a medical malpractice attorney.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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How to Help Your Attorney Successfully Handle Your Case

Rock Hill, SC Personal Injury Lawyer

Always keep in mind that the most critical element of your personal injury case is not your Charlotte personal injury lawyer, or the other side’s attorney, or the judge, or anyone else involved in the case. The most critical person is YOU. To better understand your role in your case, below are seven methods that will help you:

Contact the Personal Injury Law Firm of Bice Law

The personal injury firm of Bice Law will examine your case to determine the type and amount of damages that your injury warrants, including payments for medical expenses, lost income, pain and suffering, and any permanent disability.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. If you have suffered injury or harm because of someone else’s actions, take the first step to protect your legal rights – contact the personal injury firm of Bice Law serving both North and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call (855) 5-BICE-LAW today or submit an online request  to get a free consultation with a  personal injury attorneyWe serve families across both North Carolina and South Carolina.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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Giving Good Testimony

Charlotte, NC Personal Injury Lawyer

You want to give the best testimony you can to any potential jurors. In order to do that, you must come across to the jury as an honest individual – one whom they can trust. Your Charlotte personal injury attorney can tell you more about how to present yourself at trial. Take a look at a few of the things you can do to show a jury that you’re telling the truth:

Contact the Personal Injury Law Firm of Bice Law

The personal injury firm of Bice Law will examine your case to determine the type and amount of damages that your injury warrants, including payments for medical expenses, lost income, pain and suffering, and any permanent disability.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. If you have suffered injury or harm because of someone else’s actions, take the first step to protect your legal rights – contact the personal injury firm of Bice Law serving both North and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call (855) 5-BICE-LAW today or submit an online request  to get a free consultation with a  personal injury attorneyWe serve families across both North Carolina and South Carolina.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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Phone Restrictions for CMV Drivers

Charlotte NC Large Truck / Tractor-Trailer Accident Lawyer

New texting and mobile phone restrictions for commercial motor vehicle (CMV) drivers

The FMCSA and the Pipeline and Hazardous Materials Safety Administration (PHMSA) have published rules specifically prohibiting interstate truck and bus drivers and drivers who transport placardable quantities of hazardous materials from texting or using hand-held mobile phones while operating their vehicles. The joint rules are the latest actions by the U.S. Department of Transportation to end distracted driving. Violations can result in fines and/or disqualifications and will impact a motor carrier’s and/or driver’s Safety Measurement System (SMS) results.

No texting while driving

CMV drivers are prohibited from texting while driving. So what qualifies as texting? Texting means manually entering alphanumeric text into, or reading text from, an electronic device. This includes, but is not limited to, short message service, e-mailing, instant messaging, a command or request to access a Web page, or pressing more than a single button to initiate or terminate a voice communication using a mobile phone. (Click here for final rule)

Do not type or read a text message while driving a CMV!

Use of mobile phones is restricted for CMV drivers

This ruling restricts a CMV driver from reaching for or holding a mobile phone to conduct a voice communication, as well as dialing by pressing more than a single button. CMV drivers who use a mobile phone while driving can only operate a hands-free phone located in close proximity. In short, the rule prohibits unsafely reaching for a device, holding a mobile phone, orpressing multiple buttons. (Click here for final rule)

How can drivers use a mobile phone and still obey the rules?

  • Locate the mobile phone so it is operable by the driver while restrained by properly adjusted safety belts.
  • Utilize an earpiece or the speaker phone function.
  • Use voice-activated or one-button touch features to initiate, answer, or terminate a call.

What happens if a driver is caught using a hand-held phone or texting while driving?

The rules impose sanctions for driver offenses, including civil penalties up to $2,750 and disqualification for multiple offenses. Motor carriers are also prohibited from requiring or allowing their drivers to text or use a hand-held mobile phone while driving and may be subject to civil penalties up to $11,000. Violations will impact SMS results. Texting and calling on a hand-held phone carry the worst possible violation severity weights against a driver’s results!

What are the risks?

Besides penalties and possible disqualification, recent research shows that the odds of being involved in a safety-critical event (e.g., crash, near-crash, unintentional lane deviation) are 23.2 times greater for CMV drivers who text while driving than for those who do not. Texting drivers took their eyes off the road for an average of 4.6 seconds. At 55 mph, this equates to a driver traveling the approximate length of a football field — without looking at the roadway! For CMV drivers who dial a mobile phone while driving, the odds of being involved in a safety-critical event are six times greater than for those who do not. Why take chances?

Contact the Large Truck / Tractor-Trailer Accident Lawyer

If you have suffered a serious injury in a truck accident, contact the personal injury firm of Bice Law serving both North Carolina and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call (855) 5-BICE-LAW today or submit an online request  to get a free consultation with a  large truck / tractor trailer accident attorneyWe serve families across both North and South Carolina.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

Source: http://www.fmcsa.dot.gov/rules-regulations/topics/distracted-driving/overview.aspx

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Exhaustion Causing Accidents?

Charlotte NC Auto Accident Lawyer

You have had a really long week. The kids are dealing with the flu and you and your spouse haven’t slept for nights. Not only that, but you don’t have sick days to stay home from work, so you are left working 50 hours a week on top of not sleeping. This is a typical story for many people these days. If it is not children keeping us awake, it is school, or work, or a plethora of other factors that get added to our to-do lists. Many times people don’t realize how much we sacrifice sleep for, if there is too much to do we often times let sleep go rather than a television show or fun night out with the friends.

According to the Traffic Research Center, these are the influences of sleep deprivation on performance:

  • Slower reaction time: sleeplessness slows down your reflexes; reaction time slows down, preventing you from stopping in times of danger.
  • Decrease in concentration levels: When you are overly tired, your attention span decreases. Most people are subject to a decrease in attention every 90-120 minutes; however, sleepiness makes this decrease even worse and it can cause accidents when you fall asleep at the wheel.
  • Disorder in information processing: Sleepiness is very much like being under the influence of alcohol or drugs. When you are sleepy, your mental and psychomotor skills diminish. In one study, a group of subjects were kept awake for 28 hours; another group was given alcoholic drinks every half hour. When both groups were tested for hand-eye coordination, the ones who were sleep deprived performed equally bad as the ones with 0.5 blood alcohol level.

Studies are showing that people who are sleep deprived and on the road driving are posing extreme dangers not only to themselves, but other people on the road with them. Often times the excuse of giving up sleep is justified as long as a coffee can be in hand as we drive. The North Carolina Highway Patrol claims that drowsiness while driving is the cause of thousands of car accidents annually, and reports of fatal accidents exist as well.

The consequences of not receiving enough sleep not only affect your ability to work hard throughout the day and maintain focus, but it is also affecting the ability to keep your eyes on the road. One night without sleep can have disastrous effects on the rest of the week, and not only that the rest of your life if involved in an accident. Studies are showing that being drowsy on the road is similar to driving under the influence, though there is no real way to scientifically test how tired your body really is.

Research also shows that those who sleep between only 6-7 hours a night are twice as likely to get involved in a car accident than those sleeping for 8 or more hours a night. People that choose to sleep less than 5 hours per night are increasing their risk for a car accident by 4 or 5 times. Either way, driving while tired is extremely dangerous; make a plan of action to start better sleeping patterns. If you do sleep more as a general way of life, you will notice improvement in many areas, whether it is on the road or at work, or the mere fact that you are alive and breathing. Be aware of the consequences, and also be aware of your surroundings for other drivers on the road who appear to be drowsy.

Contact the Auto Accident Law Firm of Bice Law

If you have suffered injury from a vehicle accident, take the first step to protect your legal rights – contact the personal injury firm of Bice Law.  We investigate the accident records or scene in order to interview key witnesses and document evidence before it has been destroyed or removed.  We’ll review your medical records and evaluate your long-term prognosis to assess the amount of damages that your injury warrants.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. We serve families across both North and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a vehicle accident attorney.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf

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An Auto Accident Attorney in Charlotte Explains How Insurance Companies Value Injury Claims

Charlotte NC Auto Accident Lawyer

Placing value on your injuries and loss of wages will be among the primary objectives for the insurance company in your personal injury case. A knowledgeable auto accident attorney in Charlotte will assist you in finding and retaining important documents that support the severity of your injuries and claims for lost wages.

Insurance companies will usually place the most value on serious and definitive injuries. Some examples are:

  • broken limbs
  • long term disfigurement
  • damages to internal organs

Other injuries may be subjective and have comparatively less value. Such injuries include: 

  • soft tissue injuries
  • muscular skeletal injuries
  • emotional pain

Although broken legs generally have a faster recovery time compared to the “whiplash” injuries, the insurance companies will routinely pay more for the former injury than for the latter. As your auto accident attorney in Charlotte will explain, this is because the jury does not always see visible, objective evidence of back or neck injuries. However, plaintiffs with compound fractures and similar injuries might be seen wearing braces or limping significantly, which serve as a compelling indication of a serious injury to the jury.

An Auto Accident Attorney in Charlotte Explains How the Insurance Company Handles Loss of Income

The insurance company won’t experience much trouble determining your lost wages or profits, since they can be calculated objectively in monetary terms. Therefore, your auto accident lawyer in Charlotte will advise you to retain all documentation that supports your claims of lost wages. The insurance company will likely pay your lost wages if:

  • You are an employee who lost a given number of hours multiplied by a certain rate of pay per hour.
  • Your (preferably reputable) employer can provide a supporting letter and personnel record which shows a precise amount of your lost income. This is the most convincing documentation of your lost income.

Your auto accident lawyer in Charlotte will have a much more difficult case in his hands if you are self-employed, keep inconsistent records and pay minimum income tax, if at all. If you get paid “under the table,” you have no viable claim for lost wages.

Contact the Auto Accident Law Firm of Bice Law

If you have suffered injury from a vehicle accident, take the first step to protect your legal rights – contact the personal injury firm of Bice Law.  We investigate the accident records or scene in order to interview key witnesses and document evidence before it has been destroyed or removed.  We’ll review your medical records and evaluate your long-term prognosis to assess the amount of damages that your injury warrants.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. We serve families across both North and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a vehicle accident attorney.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf

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Brain Injuries at School

Rock Hill, SC Traumatic Brain Injury Lawyer

A concussion comes from a head injury that jars the brain, causing slight head trauma and a headache. This can be a serious injury, or the child might recover in a day or so. Regardless of the severity, your child’s concussion is considered a traumatic brain injury and can be serious. Children and adolescents at school are among those with the greatest risk for a concussion. This is because these brain injuries can result from a fall or when a student’s head comes in contact with hard objects.

Playgrounds are full of  places that kids may hit their heads or fall. Because of this, concussions most often happen at recess or PE. When a child gets a concussion, it can stall or damage their brain development and needs to be addressed quickly. You will want to assess the situation right away. Check to see if your child’s eyes respond to light regularly, and make sure that you are monitoring that child. Next, be alert for any of the following signs and symptoms:

  • Headache that gets worse and does not go away.
  • Weakness, numbness or decreased coordination.
  • Repeated vomiting or nausea.
  • Slurred speech.
  • Look very drowsy or cannot be awakened.
  • Have one pupil (the black part in the middle of the eye) larger than the other.
  • Have convulsions or seizures.
  • Cannot recognize people or places.
  • Are getting more and more confused, restless, or agitated.
  • Have unusual behavior.
  • Lose consciousness (a brief loss of consciousness should be taken seriously and the person should be carefully monitored).

If it seems like there is a concern, contact a health care professional. All school personnel should be briefed on the ABC’s of concussion response, and should follow them whenever necessary. The Centers for Disease Control and Prevention says that children and teens are not only more likely to get a concussion, but take longer to recover from one than an adult does.

If your child has a concussion follow these tips from the CDC to help ensure quick healing time:

  • Having the child get plenty of rest. Keep a regular sleep schedule, including no late nights and no sleepovers.
  • Making sure the child avoids high-risk/ high-speed activities such as riding a bicycle, playing sports, or climbing playground equipment, roller coasters or rides that could result in another bump, blow, or jolt to the head or body. Children should not return to these types of activities until their health care professional says they are well enough.
  • Giving the child only those drugs that are approved by the pediatrician or family physician.
  • Talking with their health care professional about when the child should return to school and other activities and how the parent or caregiver can help the child deal with the challenges that the child may face. For example, your child may need to spend fewer hours at school, rest often, or require more time to take tests.
  • Sharing information about concussion with parents, siblings, teachers, counselors, babysitters, coaches, and others who interact with the child helps them understand what has happened and how to meet the child’s needs.

Contact the Traumatic Brain Injury | Head Trauma Law Firm of Bice Law

If you have experienced a traumatic brain injury, take the first step to protect your legal rights– contact the personal injury firm of Bice Law serving both North Carolina and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call (855) 5-BICE-LAW today or submit an online request  to get a free consultation with a traumatic brain injury attorney Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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2013 Shows a Decrease in South Carolina Traffic Fatalities

Rock Hill SC Auto Accident Lawyer

The South Carolina counties of York, Chester and Lancaster counties ended the Labor Day holiday with no fatalities on the road.

Across the state it was reported by the S.C. Department of Public Safety that eight people died on highways over Labor Day weekend. These incidents involved three motorcyclists and two were pedestrians, according to the news release on Tuesday morning.

State officials note a slight decrease in highway deaths statewide since the beginning of 2013 in comparison to last year.

South Carolina Traffic Fatalities for 2012 vs. 2013

Fatal Crashes for 2013

445

Persons Killed for 2013

447

Fatal Crashes for 2012

517

Persons Killed for 2012

553

Difference between2013 and  2012

-72

Difference between2013 and 2012

-76

Total Fatalities (includes passengers, pedestrians, cyclists, etc.):

477

Number of Fatalites with Access to Seat Belts (passengers inside cars, trucks, vans):

313

Number of Passengers NOT wearing Seat Belts:

183

Of those people who have died in cars this year, the department says more than half were not wearing seat belts.

Preliminary statistics from the department show that York and Lancaster counties have experienced fewer road fatalities in 2013 than in the past three years during the same time period of Jan. 1 to Sept. 2. While Chester County’s road death toll is higher so far in 2013 than in 2012 and 2011 during the same time period.

Contact the Auto Accident Law Firm of Bice Law

If you have suffered injury from a vehicle accident, take the first step to protect your legal rights – contact the personal injury firm of Bice Law.  We investigate the accident records or scene in order to interview key witnesses and document evidence before it has been destroyed or removed.  We’ll review your medical records and evaluate your long-term prognosis to assess the amount of damages that your injury warrants.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. We serve families across both North and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a vehicle accident attorney.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf

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A Wrongful Death Attorney in Charlotte Discusses Adjuster Evaluation Tricks

Charlotte, NC Wrongful Death Lawyer

Don’t expect to learn about negotiating and settling claims by reading a book. A wrongful death lawyer in Charlotte can tell you that the most significant factors in settlement negotiation are the individual practices and policies of insurance carriers, as well as that of each insurance adjuster involved in your case. Attorneys who have experience with personal injury cases can educate you regarding common tricks adjusters may use when evaluating your claim.

Requesting More Information

Your wrongful death attorney in Charlotte can tell you that an adjuster delay tactic may be to continue to ask for more and more information. For example, your counsel may send the adjuster a medical bill, only to be asked to send a complete report from the physician. If your counsel sends any bills, expect the adjuster to request all of the hospital records that relate to those bills.

Claiming the Investigation Is Not Complete

A wrongful death attorney in Charlotte can tell you it is not rare for insurance adjusters to stall in their response to settlement demands by claiming that investigations are not complete. If that’s the case, your counsel may respond with a number of questions. Those questions may include the following:

  • What do you need to close the case?
  • What are you doing to get the information you need?
  • When do you think you will have it?
  • How long will it take to finish the investigation?

All of these questions force an adjuster to take action to complete the investigation, make a decision and move forward with negotiations.

Contact the Wrongful Death Law Firm of Bice Law

If you believe your loved one has been the victim of a wrongful death, take the first step to protect your legal rights – contact the personal injury firm of Bice Law.  We serve families across both North and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a wrongful death attorneyResults are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf.

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