A Charlotte Auto Accident Attorney Discusses Adjuster Tactics: Activity Checks

A Charlotte Auto Accident Attorney Discusses Adjuster Tactics: Activity Checks

Charlotte NC Auto Accident Lawyer

Insurance adjuster will often engage in underhanded tactics in order to disprove your claims. An experienced Charlotte auto accident attorney will combat these tactics and protect your rights and privacy.

Adjusters as Private Investigators

Although claim adjusters are not private investigators, they may visit your neighborhood and prod your neighbors for information regarding your claim, such as your physical well being and alleged disability. A Charlotte auto accident attorney will explain that this is referred to as an “activity check,” or a “sub rosa investigation,” which is a variation of an undercover investigation.

An adjuster conducting an activity check will ask the neighbors the following kinds of questions:

  • “Have you seen Mr. Smith performing extensive yard work?”
  • “Does Mr. Smith spend a lot of time doing maintenance on the car?”
  • “Does Mr. Smith seem to be in pain when he uses the lawnmower or takes out the garbage?”
  • “Is Mr. Smith usually physically active?”
  • “Did you know that Mr. Smith was recently injured and is now disabled?”

Your Charlotte auto accident attorney should assure you that such questions are not damning or admissible per se. But adjusters will be actively looking for any “red flags” in the neighbors’ response regarding your claim. If they inform the adjuster that you seem physically active, he or she will have several options to explore the claim further, including hiring a private investigator.

Why Adjusters Will Turn to Private Investigators

Any Charlotte auto accident lawyer knows that an adjuster will need more than witness accounts to seriously undermine or deny your claim. He or she realistically needs photographic or video evidence of you performing physically demanding activity, which effectively disproves your disability claim.

However, adjusters usually cannot afford to spend long hours in a hot surveillance van to obtain such evidence. Therefore, they will rely on a professional surveillance firm to do the work for them. Your Charlotte auto accident attorney will therefore advise you to exercise discretion when you are out in public.

Contact the Auto Accident Law Firm of Bice Law

If you have suffered injury from a vehicle accident, take the first step to protect your legal rights – contact the personal injury firm of Bice Law.  We investigate the accident records or scene in order to interview key witnesses and document evidence before it has been destroyed or removed.  We’ll review your medical records and evaluate your long-term prognosis to assess the amount of damages that your injury warrants.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. We serve families across both North and South Carolina. You only have a limited time after your injury to file a claim, however, so you must act quickly.  Contact the personal injury firm of Bice Law today by calling (855) 5-BICE-LAW or submit an online request to get a free consultation with a vehicle accident attorney.  Results are how we measure success – we’ve built a strong reputation both in and out of the courtroom, and we’ll put our experience and expertise to work on your behalf

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