Evaluating Your Claim

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Evaluating Your Claim

Charlotte, NC Personal Injury Lawyer

An insurance adjuster looks at many factors when they are evaluating your accident or personal injury claim. During their evaluation they will decide on an amount to offer to work out a settlement.

Adjusters compare the auto accident and the medical records

The first thing that an adjuster will probably look at is your medical records. He or she will examine it to see if a medical opinion supports the assertion that the auto accident caused the type of injury you are claiming. The adjuster will also evaluate the medical records for evidence of a prior injury or pre-existing condition.  If there is any notation in the records about intoxication, this will also affect your claim.

If there is any information in the medical records that does not match with what you say about your injury or how it occurred, this will play a role in the evaluation. For example, if your claim states that you were injured as the result of an auto accident, but the medical record doesn’t say anything about this, your attorney might have a difficult time explaining why such an important piece of information was omitted from the record.

Do your bills match your injury?

Insurance adjusters generally want to see  a balance between your injury  and the amount of treatment provided. If the medical bills seem exorbitant for your injuries, this raises suspicion with the adjuster. Most adjusters have a sense about what sort of medical bills are associated with different types of injuries and will be on the lookout for “build-up” which is a term used by adjusters to describe when bills are inflated in an attempt to raise the settlement value of a claim.

Contact the Personal Injury Law Firm of Bice Law

The personal injury firm of Bice Law will examine your case to determine the type and amount of damages that your injury warrants, including payments for medical expenses, lost income, pain and suffering, and any permanent disability.  We’ll determine whether an out-of-court settlement or trial is the best strategy to obtain maximum benefits for you or your family. If you have suffered injury or harm because of someone else’s actions, take the first step to protect your legal rights – contact the personal injury firm of Bice Law serving both North and South Carolina. You only have a limited time after your injury to file a claim, so act quickly.  Call 877-BICE-877 today or submit an online request  to get a free consultation with a  personal injury attorneyWe serve families across both North Carolina and South Carolina.

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