Carolina Accident Lawyers

Do You Have to Provide the Insurance Company with a Recorded Statement?

Blue car with dents and smashed headlightA car accident can be a traumatic experience, especially for those who have never been involved in one before. When you’re injured in an accident, the stakes can feel much higher, especially when you are attempting to collect compensation for your injuries. For this reason, it is always advisable to speak with an experienced personal injury lawyer to learn more about your options and the best course of action. 

After an accident, it is very common for insurance companies to start contacting you about your claim. While you are attempting to recover from your injuries, the insurance adjusters are typically working hard to find ways to minimize the value of your claim. Legally, you are not required to provide any insurance company with a recorded statement. There could be something written in your insurance policy that states you are required to provide a statement, but this is unlikely. Still, for this reason, it is always advisable to have your attorney review your insurance policy closely to make sure there are no conflicts if you refuse to provide a statement. 

Issues with Giving a Recorded Statement to the Insurance Companies

Insurance companies are for-profit, meaning that they are focused on making money and reducing the value offered for a settlement. After an accident, one of your priorities is to make sure that you have enough money to pay for current and future medical expenses. Bills can add up quickly, especially if you are unable to work after the accident. 

One of the biggest issues with providing a recorded statement to an insurance company, especially without a lawyer present, is that whatever you say during the interview is permanently recorded and can be used to minimize your payout. While you might believe that you are helping your claim by cooperating with the insurance companies and agreeing to provide a recorded statement, there are many opportunities for error. The smallest detail could change the course of your claim and result in a largely reduced settlement offer. As a general rule, it is best to defer all communication from both your insurance company and the insurance company of the at-fault party to your lawyer. By staying out of this process and letting your attorney do the work, you can focus on resting and recovering from your injury. 

Call an Experienced North & South Carolina Personal Injury Lawyer Today

When you’re in the middle of a claim with an insurance company, it can be difficult to know what information can help or hurt your chances of a fair settlement. For this reason, it is advisable to speak with a skilled attorney who understands the nuances of dealing with insurance agencies. At Bice Law, we are dedicated to fighting for your right for just compensation after an accident. Call Bice Law today at 803-639-8777 for those located in South Carolina or 704-243-8778 for those located in North Carolina. You can also contact us online to schedule a free initial consultation. We are here and ready to help. 

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