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How to Deal with a Denied Insurance Claim

If you’ve been injured as a result of someone else’s negligence, the last thing in the world you need is to have your insurance claim denied. Being compensated for the injuries you’ve sustained is critical to your ability to reach your fullest recovery. Insurance claims – even valid insurance claims – are, nevertheless, sometimes denied, but that is not necessarily the final answer. If your personal injury claim has been denied, an experienced North Carolina/South Carolina personal injury attorney can help.

My Insurance Claim: Does the Insurance Company Have a Time Limit for Payment?

If you’ve been injured in an accident that was caused by someone else’s negligence, you’re relying upon the insurance company to do the right thing. In fact, receiving prompt payment from the insurance company can help you make it through this difficult time more comfortably and can help ensure that you reach your fullest recovery. If the insurance company takes its own sweet time in the matter, it can exacerbate the damages you’ve suffered. If you have concerns about an insurance claim, consult with an experienced North Carolina/South Carolina personal injury attorney today.

North & South Carolina Insurance Claims FAQ

If someone else’s negligence leaves you injured in a car accident, a slip and fall, or in any kind of accident, you’re going to be dealing with an insurance company. And you’re probably going to have questions. Knowing the answers to frequently asked questions related to insurance claims can help. If you’ve been injured by the negligence of another, a North Carolina/South Carolina personal injury attorney can help.

 

Should I Accept the Insurance Company’s First Offer?

Even a Seemingly Minor Car Accident Can Lead to Serious Injuries

Spinal Cord Injuries Spinal cord injuries can occur anywhere on the spinal cord, and such injuries can be symptom free until they become both more serious and more painful. The impact generated by nearly any car accident can lead to a spinal cord injury. Spinal cord injuries can lead to chronic pain, restrict motion, and even cause permanent disability. If you’ve been in a car accident, it’s in your best interest to see a doctor and rule out a spinal cord injury. Whiplash Whiplash is a painful injury that is closely associated with car accidents – especially rear-end accidents (but any kind will do). Rear-end accidents at slower speeds are often considered minor fender benders, but whiplash doesn’t qualify as a minor injury. Whiplash is caused when the head whips back and forth on the neck as a result of impact – such as the impact of a car accident….

Fatigued Drivers Cause Dangerous Accidents

Everyone is aware that driving while impaired by alcohol and/or drugs is not only dangerous but also illegal. Drivers often fail to recognize, however, the danger associated with driving while fatigued. In fact, the dangers inherent to driving while drowsy are so serious that there are strict hours-of-service regulations at the state and federal level for commercial drivers. If a fatigued driver leaves you injured, consult with an experienced car accident attorney in the Carolinas.

Fatigued Driving: The Statistics

Whose Side is the Insurance Company On?

On radio and television commercials, it is not uncommon for viewers to be bombarded with insurance company advertisements. Insurance companies often advertise that they will be there for you in the event of a motor vehicle collision or other unexpected emergency. However, despite these claims, insurance companies are rarely working for you or your legal interests. By and large, insurance companies are large businesses that are primarily looking out for themselves.

Five Insurance Company Tactics Designed to Get You to Settle for Less

Despite what they may say in their radio and television commercials, insurance companies really are not working for you. Insurance companies, like all businesses, are first and foremost interested in profit. By paying out compensation in an accident claim, the insurance company is losing money. Consequently, insurance company adjusters will use every trick in the book to try and undervalue your claim – and to try and get you to settle for less than what your injury case is worth.

Can the Insurance Company Monitor Your Facebook Feed?

In the age of sharing every last detail of our lives on social media, many people would think that posting after being involved in an accident is not that big of a deal. It is common to not even think twice before posting the most benign details of life online. When it comes to posting on social media after an accident , there is one very good reason to avoid doing so, however The insurance companies who are attempting to reduce the value of your settlement offer are most likely watching to see if you will anything they can use against you on social media platforms. Their goal is to find information that might hurt your claim. One of the best places to seek out this information is on your Facebook page. A simple screenshot of a post or a comment on your Facebook page can be incredibly damaging as…

Do You Have to Provide the Insurance Company with a Recorded Statement?

A car accident can be a traumatic experience, especially for those who have never been involved in one before. When you’re injured in an accident, the stakes can feel much higher, especially when you are attempting to collect compensation for your injuries. For this reason, it is always advisable to speak with an experienced personal injury lawyer to learn more about your options and the best course of action.  After an accident, it is very common for insurance companies to start contacting you about your claim. While you are attempting to recover from your injuries, the insurance adjusters are typically working hard to find ways to minimize the value of your claim. Legally, you are not required to provide any insurance company with a recorded statement. There could be something written in your insurance policy that states you are required to provide a statement, but this is unlikely. Still, for…

The Insurance Company is NOT on Your Side after a Car Accident

If you are the victim of a serious car accident, you will quickly realize that the insurance company is not on your side. To the contrary, the insurance company, along with its adjusters and lawyers, will do everything possible to undermine your case and minimize its value. From a business perspective, this makes complete sense. The insurance company wants to limit its monetary exposure to the greatest extent possible. One way that it does so is by significantly limiting personal injury payouts. The experienced car accident lawyers at Bice Law understand that insurance companies are never interested in doing the right thing after a serious car accident. Our legal team can review the facts of your accident with you and help you decide on the best strategy for maximizing your case’s value, forcing the insurance company to pay you what you deserve. Recorded Statements One way that the insurance company…

How Insurance Companies Try to Minimize Settlement Payouts

If you are involved in a serious car accident, chances are you are suffering from injuries and receiving medical treatment. However, when it comes to compensating you, insurance companies are not interested in paying you top dollar for your case. Instead, they are only interested in saving themselves money and keeping as much of it in-house as possible. In an effort to resolve some car accident cases, the insurance company will offer the accident victim just enough money to make the case go away. It may even be necessary to send a draft lawsuit to the insurance company’s adjuster – or actually file the lawsuit – in order for the insurance company to take the car accident case seriously. At Bice Law, our experienced legal team understands that insurance companies are not out to help you following a car accident. We are also aware of the common arguments insurance adjusters…

The Insurance Company is NOT on Your Side after a Car Accident

If you are the victim of a serious car accident, you will quickly realize that the insurance company is not on your side. The unfortunate reality is that the insurance company, along with its adjusters and lawyers, will do everything possible to undermine your case and minimize its value. From a business perspective, this makes complete sense. The insurance company wants to limit its monetary exposure to the greatest extent possible. One way that it does so is by significantly limiting personal injury payouts. The experienced car accident lawyers at Bice Law understand that insurance companies are never interested in doing the right thing after a serious car accident. Our legal team can review the facts of your accident with you and help you decide on the best strategy for maximizing your case’s value, forcing the insurance company to pay you what you deserve. Recorded Statements One way that the…

How Insurance Companies Try to Minimize Settlement Payouts

If you are involved in a serious car accident, chances are you are suffering from injuries and receiving medical treatment. However, when it comes to compensating you, insurance companies are not interested in paying you top dollar for your case. Instead, they are only interested in saving themselves money and keeping as much of it in-house as possible. In an effort to resolve some car accident cases, the insurance company will offer the accident victim just enough money to make the case go away. It may even be necessary to send a draft lawsuit to the insurance company’s adjuster – or actually file the lawsuit – in order for the insurance company to take the car accident case seriously. At Bice Law, our experienced legal team understands that insurance companies are not out to help you following a car accident. We are also aware of the common arguments insurance adjusters…

Four Things to Do after a South Carolina Car Accident

When you’re involved in a car accident caused by someone else, it’s often difficult to figure out what to do next. Unfortunately, the things that you say and do in the days and weeks after a serious crash can have an impact on how much you ultimately recover from the insurance company. Here are four things you can to do to protect your rights in the aftermath of a wreck. For more information, call Bice Law today to schedule a free consultation with a South Carolina car accident attorney. Collect Information If you’re able to do so, you should collect information about the way in which your accident occurred. Of course, never refuse medical treatment or ignore your injuries in order to do any of the following. Take pictures of the aftermath of the accident, and document things like: The other driver’s name and insurance information Any road conditions that…

Multi-Vehicle Crashes Can Bring Up Complex Legal Issues

Many traffic accidents involve one car that collides with another car, and identifying the at-fault driver is relatively straightforward. However, some accidents involve multiple vehicles of different types, causing injuries to many motorists. In these cases, several parties may be to blame and may be liable for injuries to others. Determining liability in multi-vehicle crashes can be a complicated endeavor, and it is critical for any injured accident victims to discuss their rights with a skilled North Carolina personal injury lawyer as soon as possible. Five-Vehicle Crash in North Charleston Last month, a chain reaction crash occurred on I-26 in North Charleston, injuring three people and tragically killing one driver. As eastbound traffic slowed due to congestion, an Audi SUV, a pickup truck, and two tractor-trailers all collided. One semi-truck and the SUV then caught fire. A fifth vehicle was already pulled over on the shoulder and debris flew from…

Settlement Reached in Wrongful Death Lawsuit against North Carolina Police

Settlement Reached in Wrongful Death Lawsuit against North Carolina Police Charlotte, NC Personal Injury Attorney According to a news article, the family of a 24-year-old woman shot and killed by a Duncan police officer will receive $700,000 to settle a wrongful death lawsuit. The victim, Rebecca Lynn Oliver, was shot to death at a motel after police responded to a disturbance complaint from a man who indicated that the victim and her boyfriend were behaving suspiciously. According to the lawsuit, the victim entered the unoccupied patrol vehicle and was discovered by the police officer. The suit claims that the victim was unarmed and posed no jeopardy of serious bodily harm or death to the officer, who was outside the car when he fired at her at least four times. If you are seeking to file a wrongful death suit on behalf of a loved one who passed away because of…

Preventing Accidents for Older Drivers

Preventing Accidents for Older Drivers  Fort Mill, SC Personal Injury Attorney South Carolina has been experiencing a slight decline in the percentage of older-driver-involved highway accident fatalities. These drivers are 65 years old and above. According to the South Carolina Department of Public Safety in its 2016 Highway Safety Plan, there were 132 older-driver-involved deaths in South Carolina in 2009, decreasing to 115 fatalities in 2010, before increasing by 7 to 122 in 2011, and increasing to 133 in 2012. Over that four-year period, the number of fatalities in this category of drivers decreased by 1.20% compared to the prior four-year average. However, throughout the 2009-2013 period, those ages 45-54 constituted the plurality of pedestrian fatalities at 23%, followed by those ages 55-64 at 15%. Older persons aged 65 and above constitute 13.2% of the pedestrian fatalities in South Carolina. If you were involved in a motor vehicle accident anywhere…

Slight Decrease Reported in South Carolina Speed-Related Fatalities

Slight Decrease Reported in South Carolina Speed-Related Fatalities Fort Mill, SC Personal Injury Attorney According to the South Carolina Department of Public Safety in its 2016 Highway Safety Plan, South Carolina’s speeding-related population-based fatality rate was 6.5 fatalities per 100,000 during 2009-2013. In 2013, 39.9% of the state’s traffic fatalities were speed-related. A speeding-related fatality is defined as one that occurs in a crash in which a driver is charged with a speeding-related offense, or in which an officer indicates that racing, driving too fast for conditions, or exceeding the posted speed limit was a contributing factor. For the 2009-2013 period, the report indicated that the counties with the highest percentages of speeding-related deaths in South Carolina were Greenville (103 deaths), Horry (91 deaths), Richland (88 deaths), Charleston (78 deaths), Spartanburg (75 deaths), Lexington (71 deaths), and Anderson (69 deaths). If you were in a speed-related accident anywhere in North…

The Attractive Nuisance Doctrine: A Risk for Homeowners

The Attractive Nuisance Doctrine: A Risk for Homeowners Charlotte, NC Personal Injury Lawyer  Childhood is usually a wondrous time of discovery and exploration. It is enjoyable to see the look on a child’s face when he or she is learning about something for the first time. However, it is not always enjoyable from a legal perspective. It can be problematic when a child wanders onto a homeowner’s property and gets injured in the process of exploring. This area of law is referred to as the attractive nuisance doctrine, and could lead to a homeowner being liable for injuries a child sustains on his property. This doctrine, created in the 19th century, requires homeowners to exercise reasonable care to protect children, particularly those who trespass onto the homeowners’ property, against harm.  The homeowner is required to take precautions with items or areas that would entice a child to enter onto the…

Uninsured Employers Fined Extensively in 2015 in North Carolina

Uninsured Employers Fined Extensively in 2015 in North Carolina Charlotte, NC Attorney According to an article by the Raleigh News and Observer, the North Carolina Industrial Commission, which has the responsibility to enforce the state’s workers’ compensation laws, targeted employers who failed to carry proper workers’ compensation insurance. According to the article, the agency collected nearly $1 million in civil fines from uninsured companies and charged 100 employers with misdemeanors for willingly going without coverage. If you were injured at work and are seeking to file a workers’ compensation claim in North or South Carolina, should seek the help of an experienced personal injury attorney such as Justin Bice of the law firm of Bice Law, LLC. In North Carolina, any employer with three or more employees must provide workers’ compensation insurance at no cost to the workers. This applies to both full and part-time workers. Those employers who do…

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