On radio and television commercials, it is not uncommon for viewers to be bombarded with insurance company advertisements. Insurance companies often advertise that they will be there for you in the event of a motor vehicle collision or other unexpected emergency. However, despite these claims, insurance companies are rarely working for you or your legal interests. By and large, insurance companies are large businesses that are primarily looking out for themselves.
If you are injured in a motor vehicle collision that someone else caused, it is essential that you have an experienced Carolina personal injury lawyer on your side. At Bice Law, our legal team knows the typical tactics and tricks that insurance companies often use to try and limit their liability exposure and avoid paying out damages.
Our experienced attorneys can fight the insurance company on your behalf to pursue a fair settlement in your case. In the event the insurance company refuses to offer you favorable compensation, our legal team can litigate your personal injury case through the court system to a conclusion.
Why is the Insurance Company not really on my Side?
Despite what they may claim in their advertisements, insurance companies are not really on your side or working for you. Insurance companies, like many large corporations, are primarily in it for themselves. When you think about it, however, this only makes sense. In order for a policyholder to be covered under a policy of insurance, he or she must pay an annual premium. Insurance companies make their money by collecting these premiums and keeping as much of their money in-house as possible.
When someone is involved in an accident and files a claim, however, the insurance company has to pay money out. The more money that an insurance company pays out, the more money it loses. Consequently, the insurance company will try and limit its exposure (and the amount it has to pay out) in the following ways:
- Looking for preexisting illnesses or injuries that might account for the accident victim’s current symptoms and problems
- Looking for subsequent accidents or injuries which might account for the accident victim’s current symptoms
- Examining the facts and circumstances surrounding the occurrence to see if the accident victim might have caused or contributed to the occurrence in some way
- Looking for any gaps in medical treatment
- Looking for any inconsistencies in the accident victim’s medical records
An experienced Carolina personal injury lawyer can determine whether or not the insurance company is likely making a lowball offer in your case, and if so, could threaten the insurance company with litigation.
Contact a Carolina Personal Injury Lawyer Today
If you have suffered injuries in a motor vehicle collision or other serious collision that was not your fault, the experienced personal injury legal team at Bice Law can pursue the monetary compensation you deserve.